What Documentation will I need to provide for the Loan Process ?
W-2 forms from the previous two years
Federal tax returns from the previous two years
If self-employed: Current Profit and Loss and
balance sheet statements
If Ownership in a Corporation or Partnership of 25% or more: 2 years tax
returns with all schedules, current Profit & Loss and balance sheet
Recent paycheck stubs
Documents showing other sources of income,
which could include second jobs, overtime, commissions and bonuses, interest
and dividend income, Social Security payments, VA and retirement benefits,
alimony, and child support
A complete list of your creditors, such as
credit cards, student loans, car loans and child support payments, along
with minimum monthly payments and balances
Investment records including mutual fund
statements, real estate and automobile titles, stock certificates and
records of any other investments or assets
Statement of other real estate owned
Canceled checks for your rent or mortgage
payment
Additional information will be helpful in expediting your loan
The name of your Homeowners Insurance Company
Title Insurance Company preference, if any
For Purchases: the Sales Contract and copy of
canceled Earnest Money Check
For Refinances: a copy of your current mortgage
statement
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